Vaishvik Shodh
Money lessons for children,
before anyone sells them anything.
Short, playful activities for grades 1 to 6 — needs and wants, saving towards something that matters, and the quiet cost of every choice. In English and Marathi. Free, and free of anything to buy.
How it works for your family
- You sign in; your child never doesChildren have no accounts here. You create a profile for each child inside your own account, the way you would on a streaming service, and hand them the device.
- We collect nothing about your childNo name, no age, no birthday, no photo, no school, no contact details. A profile holds a cartoon animal, an optional nickname you choose, and which activities to show. There is no advertising and no tracking on these pages.
- Nothing is sold to a childNo shares, no funds, no products, no prices and no mention of what we sell appears anywhere a child can read. These activities teach what money is and how it behaves.
- A certificate for finishing, not for winningEvery child who completes their set gets the same certificate. There is no score, no ranking and no competition between children.
What they will learn
Grades 1–2 · ages 6–8
Need it or want it?
Sorting the things we must have from the things we would like.
In, or out?
Telling money coming in from money going out.
Make the exact amount
Counting out coins and notes to pay the right price.
Grades 3–4 · ages 8–10
A thing, or someone's work?
Money buys objects, and it also buys people's time and skill.
Before there was money
Swapping things directly — and finding out why that is so hard.
What's left in the bank?
Money in, money out, and keeping track of what remains.
The slow way to a big thing
Eight weeks of pocket money, one thing worth saving for.
Grades 5–6 · ages 10–12
Nothing comes for free
Every rupee you spend is a rupee you cannot spend on something else.
Paying is not earning
A card, UPI and cash all move money. None of them make any.
Spot the trick
The messages and calls that are trying to take something from you.
The curriculum follows the published school financial-literacy frameworks of NCFE — promoted by RBI, SEBI, IRDAI and PFRDA — together with RBI and SEBI investor-education material. Every activity here is written from scratch.
Teachers: if you would like to use this in a classroom, write to us. It is free for schools and always will be.
Trade Encore — SEBI Registered Research Analyst · Reg. No. INH000009269 · BSE Enlistment 5530
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Investment in securities market are subject to market risks. Read all the related documents carefully before investing.
Registration granted by SEBI, membership of a SEBI recognized supervisory body (if any) and certification from NISM in no way guarantee performance of the intermediary or provide any assurance of returns to investors. Past performance is not indicative of future results.
Non-personalised research: This is school-level financial education for children. It is not research, not advice, and not a product: no security, mutual fund scheme, insurance policy or other investment is named, priced, rated or recommended anywhere in it, and nothing here can be bought or sold. Every activity is identical for every child and is in no way a function of any family's holdings, income or circumstances. Children do not have accounts here and never sign in: a child profile is created by a parent inside the parent's own account, holds only an optional nickname, a cartoon avatar and a difficulty band, and is visible only to that parent. We collect no name, age, birthday, photograph, school, address or contact detail from any child, we run no advertising and no behavioural tracking on these pages, and nothing a child does here is ever compared with another child or shared with anyone.
AI use: No AI or LLM is involved in these activities at any point. Every lesson, question, item and sentence was written by a person and is stored as fixed content; the arithmetic runs in your own browser. Nothing a child types, taps or chooses is sent to a language model, and no part of what they see is generated, selected or worded by one.