Free · No login · FY 2025-26 (AY 2026-27)
Comprehensive Income Tax Calculator — old vs new regime
Every head of income — salary, house property, business, other sources, capital gains — plus every major Chapter VI-A deduction (§80C, §80D self + parents, §80CCD(1B) + §80CCD(2), §80E, §80G, §80TTA/TTB, §80U, §24(b)), §87A rebate with marginal relief, surcharge and 4% cess. Finance (No. 2) Act 2024 + Finance Act 2025 provisions. Pure arithmetic — nothing is stored, nothing is AI-generated.
Your numbers
Salaries
House property
Business / profession
Other sources
Capital gains (special rates)
Old-regime deductions
Both regimes
New Regime (default)
LOWER TAX ✓- Gross total income
- ₹11,25,000
- Deductions
- − ₹0
- Slab-taxed income
- ₹11,25,000
- Tax on slabs
- ₹52,500
- Tax on capital gains
- —
- Rebate u/s 87A
- − ₹52,500
- Surcharge
- —
- Health & education cess (4%)
- —
- Balance payable after TDS
- ₹0
Old Regime
- Gross total income
- ₹11,50,000
- Deductions
- − ₹1,75,000
- Slab-taxed income
- ₹9,75,000
- Tax on slabs
- ₹1,07,500
- Tax on capital gains
- —
- Rebate u/s 87A
- —
- Surcharge
- —
- Health & education cess (4%)
- ₹4,300
- Balance payable after TDS
- ₹1,11,800
The new regime saves you ₹1,11,800 this year.
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See T-Fin plansIllustrative computation for resident individuals under Finance (No. 2) Act 2024 + Finance Act 2025 provisions. Covers salaries, house property, business/profession, other sources and capital gains (§111A, §112A, §112) plus Chapter VI-A deductions and §87A rebate. Not covered: firms/HUFs/companies, presumptive taxation nuances beyond a net figure, indexation of LTCG for pre-23-Jul-2024 acquisitions (a specialist election), AMT, and MAT. This is not tax, legal or investment advice — consult a qualified tax professional before filing. Trade Encore | SEBI RA INH000009269.